Top Augusta Mortgage Rates This November

Have falling property values enticed you into buying a new house? Today’s prices may be low, but don’t forget about checking Augusta mortgage rates, too. The rate you pay to finance your home will have a huge impact on the total cost of your house.

Current Best Mortgage Rates in Augusta, GA

Depending on the kind of mortgage you choose, the interest rates available will vary. However, whether you end up with a fixed rate or ARM, there is a lender with an affordable interest rate in Augusta for you. Listed are the local lenders currently providing the most competitive mortgage rates this month:

Best Fixed Mortgage Rates in Augusta

15-Year Fixed

• Wachovia Bank, National Association: 3%
• • Orig. Fees: 1%
  • Points: 0.88


• Wells Fargo Bank, National Association: 3.13%
• • Orig. Fees: 1%
  • Points: 0


• Bank of America, National Association: 3.25%
• • No Orig. Fees
  • Points: 1.25

30-Year Fixed

• Quicken Loans Inc: 3.99%
• • No Orig. Fees
  • Points: 2


• Navy Federal Credit Union: 4%
• • No Orig. Fees
  • Points: 1.13


• Augusta Metro Federal Credit Union: 4%
• • Orig. Fees: 1%
  • Points: 0

Lowest Augusta ARM Rates

3/1 ARM

• Navy Federal Credit Union: 2%
• • No Orig. Fees
  • Points: 0.5
  • Caps: 2% per Adjustment Period


• Wells Fargo Bank, National Association: 2.13%
• • Orig. Fees: 1%
  • Points: 0.88
  • Caps: 2% per Adjustment Period


• Wachovia Bank, National Association: 3.13%
• • Orig. Fees: 1%
  • Points: 0
  • Caps: 2% per Adjustment Period

5/1 ARM

• Wachovia Bank, National Association: 2.25%
• • Orig. Fees: 1%
  • Points: 0.88
  • Caps: 2% per Adjustment Period


• Wells Fargo Bank, National Association: 2.25%
• • Orig. Fees: 1%
  • Points: 0.88
  • Caps: 2% per Adjustment Period


• Bank of America, National Association: 2.63%
• • No Orig. Fees
  • Points: 1.13
  • Caps: 2% per Adjustment Period

Please note that these home loan interest rates are accurate as of November 2011, but may change in the future. Additionally, borrowers may face additional requirements and credit approval in order to receive the lowest advertised rate. Please contact individual lenders to verify rates before applying for a loan.